Living In Kailua Kona, Hawaii

Living on the Big Island – Kailua Kona, Hawaii
Browsing Moving to Kailua Kona

Are you considering moving to Kailua Kona with children?

February5

If you are considering moving to Kailua Kona with children – one of the biggest factors to consider is schooling. 2 out of the 3 public schools in the Kona district don’t meet No Child Left Behind (NCLB) standards.

I am currently in the process of enrolling my child into kindergarden and I am finding the options a little depressing. There are 2 character school in Kona which are suppose to be good but admissions is done by lottery. From I am learning there are over a 100 kids applying for less then 20 spots. So not a option you can rely upon. There are a few private schools in town and price wise they range from about $7000 to $12000 for the school year – which is a little expensive for us.

If you are considering moving here and you have kids – you really need to consider the schooling options. If you plan on enrolling your child in a public school – I really recommend you research schools and where you have to live to attend the school you like. We live in a great place but are now considering moving just because of the school district we are in.

Questions answered about living in Kona.

November3

I had a reader write me a few questions – I thought I would just create a post to answer them.

1. What would be a good area to raise a family around Kona Community Hospital in Kealakekua?

My husband and I really like the Captain Cook area. Although, I am not super familiar with the neighborhoods or school there. I haven’t heard anything negative about living in that area. The town is really cute and has a good vibe to it – little more laid back then say downtown Kona.

2. Is commuting between Kailua Kona (on one of those condos on Alii’s Drive to be exact) to Kealakekua every day is possible to do? How is the traffic?

Yes, this is very possible. Traffic can get a little heavy – usually during cummuting hours. Depending on what type of traffic you are use to – it’s not bad. On Friday afternoons I drive from Kona to just past the hospital and it takes me about 1/2 hour.

3. Can we walk to grocery store if we live in Kailua Kona?

This depends on where you live downtown Kona. Two out of the three grocery stores in Kona are off Palani and Kuakini Hwy – KTA and Sack and Sav. Then Safeway is off of Henry and Palani. Personally, I would think it would be a bit to far to walk to the store from most places to live.

4. Is it possible to live in one of those condos by Alii’s drive for long term or are those just vacation condos?

Yes, I see these condos for rent a lot on craigslist.

5. What are your thoughts between houses, apartments and condos, renting and buying there?

Since we have been here 2 years now, we are considering buying. I would recommend buying if you can just because it is still a good time to buy – probably cheaper then renting. I do strongly recommend living here for a while before you considering buying though. Figure out what areas you like. I know Kona is a small town but it has a lot of personality and different areas have very different vibes to them and different issues.

Living here you start to realize what types of things to consider. One thing we never would of consider without living here for a while is what elevation we want to live it. We learned we don’t want to be any higher then 1400 – 1500 feet max. We have friends who lived close to 2000 feet and everything they owned grew mold. It is so wet and dense up there nothing ever dries out. They hated it. We also learned around the 1200 feet and below you don’t get the afternoon rains nearly as much or often. I say this but it might be totally different in Captain Cook or farther south or north. So you just have to get to know the area you are interested in.

As for what is best – house, apartment, condo. I think it all depends on your situation and what works for you family. We have a dog and cat. We can’t live in one of the condos downtown – most don’t allow any animals. I think some might allow dogs under 20lbs. If we didn’t have any animals – we probably would be in a condo downtown.

6. I know you mentioned before about not liking to live by the ocean condos, can you give me some input please?

This is a totally personal thing. It doesn’t bother most people and I know I am a little paranoid. I personally don’t want to live where I have to evacuate from a tsunami. I like living up the mountain. I just feel safer. I do like downtown and we did live down there in a little house off of Alii for 6 months. We did really like being that close to the beach and all the activity. If it was up to my husband we would be living down there. If you rent down there make sure you look at the neighborhood and what is going on around it. Personally, I would stay away from the Banyans area. Although this is paradise, we still deal with mainland issue like drugs.

7. Can we find a house to rent around 1200/month or less in the area?

To find a stand alone house at that price might hard. The farther south of town you live – the rent usually gets a little lower. To be honest – most house I see are $1400 and up. I would be a little concerned about the condition of a house priced at $1200. I have viewed really old crappy houses at the $1500 and up range. If your budget is $1200 a month – I think you would be better off considering a condo and duplex situation. Please read my post about shared utilities in that type of situation. Take a look at craigslist for rentals – it will give you a good idea of what you can get for your money. It will take you a little while to start figuring out what listings are on this side and what listings are on Hilo side. Rent is much cheaper on the Hilo side. A lot people post on there by street name or an area name – not always by the city. Which when you are new to the area can be a bit difficult to figure out where it is.

8. Is there a good affordable (cheaper than the groceries) farm market close by?

There are good farmer markets. The best ones are in Hilo or Waimea. I have heard the one in Captain Cook on the weekend is good. There are a few in Kona but the one that is downtown is more of a tourist trap then a real farmer market. To be honest, when we first got here I was planning on hitting the farmer markets. I still haven’t gotten to many of them because most weekends we are headed to the beach and I would rather be at the beach with my family then shopping for groceries.

1 year anniversary

December13

Today is our 1 year anniversary for living on the Big Island. Overall, I have to say I think we are happy with our move here. There have been some great things about living here and not so great. But the good has out weight the bad and we are excited for another year here.

I have had quite a few people write me asking me questions over the last year and I am going to try to address the most asked questions. So, here is my list of things to consider if you want to move to Kailua Kona.

1. Can you afford to live here?

This has been our biggest adjustment. The cost of living. At times this can wear you down. Gas, groceries and electric are the most expensive in the nation.

Here is a quick break down of some of our costs:
Gas: $3.99 to $4.60 a gallon
Car insurance: $140 a month for 2 cars
Internet and TV: $89 a month
Electric: $200 a month (that is not using an AC unit or any big appliances).
Groceries: $180 – $200 a week. (feeding a family of three).
Rent: $1700 (2 bedroom house built in 1976 where houses sell in the $200s to low $300s.)

I do miss the days I could just go to the grocery store and just grab what I needed and not have to price shop every item. But when you are standing at the cash register and EVERY item that is swiped is at minimum $4 -  you price shop. Every once in while I will let myself splurge and not look at prices but when I do I kick myself afterwards because I have spent over $100 for 2 bags of groceries. Oh boy, do I miss Trader Joes and buying a grocery cart full of food and only paying $100. The positive of this though is I value food a lot more now. We are not nearly as wasteful with food as we use to be and I don’t think that is bad thing. It’s also been great for losing weight. I have lost about 7 pounds living here.

2. Do you have money or a job?

If you have money – your are going to love it here. I think most of the struggle of living in Hawaii is the cost of living and finding a job that supports the cost living here. It is possible to do and people do do it. We are doing ok. Depending on what you do some people are going to find this harder then others. I do clearly understand now why people say get a job before you come. You will need a decent paying job to survive here.

3. Are you ok with paying more for less?

This one has been one of the bigger adjustments I have had to make. I think because it effects every aspect of living. From the type of house we live in, to the groceries we buy, to running around the house making sure we aren’t leaving lights on.

There are no two ways about it – your quality of living is probably going to be lowered if you move here. Unless you are able to find a job that pays really well or you have a lot of money.

I think one the biggest adjustment in this area is how much rent is and what you get for it. Now if you are from California or another high rent area- this might not be such a shock. If we were living in Arizona, with the rent we are paying now, we would be in a MUCH nicer home.

4. DON’T rent anything sight unseen.

If you are planning on moving here I can’t stress enough to rent a vacation rental or something temporary at first. I remember calling a rental company in Kona before we moved here and the agent told me they don’t rent houses sight unseen because they have had to many problems because people were expecting something much different then what they got. I didn’t really get it at the time but I get it now. Unless you have a budget over $2000 a month just for rent – you need to see the place you are considering to rent. Everything from the neighborhood to the condition of the house is not going to be the same as you could expect on the mainland. There are also so many Ohanas for rent – that if you have never lived in that type of situation before you are going to want to check it out first hand.

5. Patience.

Things don’t happen as fast on the island. Everything from driving, to packages arriving in the mail, even shopping for certain things. Living here does require some patience on all fronts. We are literally in the middle of the ocean and things don’t get here fast nor do they happen here fast.

Here an example of that: my husband is a mechanic at a dealership here. Someone brings in their car and they find out it needs a part. Well, it is pretty normal that it will take up to a week to get that part – where on the  mainland they usually can get that part in 24 hours or less. Hopefully, your car will still run without it cause if it won’t your car is sitting there for a week and there is nothing that can be done about. Fighting or getting upset about it isn’t going to do a darn thing. Your are literally in the middle of the ocean – things take time to get here.

Just like the mail. I don’t know how many times people have expressed or priority mailed me something and will call say – did you get the package? I will say no. And they will say will I express mailed it – its suppose to be there already. Welcome to living on the islands. Mainland rules do not apply here. I will get the package but usually 3 days if it is express mailed and 5 to 9 days if priority mailed. Even Fedex and UPS do not ship over night here. It usually takes about 2 days.

Although I think one of the most annoying things for me and one I have had to practice patience with is at the grocery store. If something goes on sale – MAN – does it go fast. Which is annoying because sometimes it staple items and there is none left. I have literally seen all the shredded cheeses gone from the cooler because they were on sale. So no cheese that shopping trip.

To end post – even with all these things to consider – Kona is a pretty nice place to live if you can swing it. We are happy here. I can’t imagine a better place to raise my daughter while she is young. The whole island is a awesome playground.

A word of caution about renting a house with share utilities

November16

shared-utility-meters-rental-lease-agreement

This last summer we rented a little 2 bedroom house in Kona. It is a single family home with a studio behind it that is rented out to someone else. We share a electric meter with this studio and our landlord gets the electric bill every month and lets us know our portion. When we first moved in it was under the agreement that the bill would be split 2/3 and 1/3. Which at the time seemed fair because they said the other tenant doesn’t have A/C. So we figured that this would be ok. BOY WERE WE WRONG! After we moved in we were told his portion of the bill was only $75 a month no matter what the bill was. We were not very smart because we didn’t put it in writing on the lease that the bill would be split 1/3 and 2/3.

The landlord lives in Oahu and is never here and hasn’t been for years. Since our first electric bill was so high – I went and bought an energy monitor to track what was using so much energy. It turns out – the other tenant is using more then $75 of the electric and it has been a nightmare with our landlord to get her to make adjustments to the bill. Basically she refuses to believe he is using more then the $75 a month even though I sent her my records to show that he was using more.

It has turned into such a mess we have broken our lease over it. There also has been other problems with this tenant and maybe in another post I will talk about that.

Here is my word of caution to newbies here – since we had to learn the hard way. Try to stay away from any rental situation that shares the electric because you might be paying for your neighbors and it’s expensive. If you decide to share the electric get everything in writing from the landlord on how the electric is shared and any other details about if the neighbor starts using AC all the time how it needs to be adjusted.

One thing we have decided is we will never get into a situation like this again because it has been such a mess. Since I have been looking at new rentals and talking with other landlords they also say they hear horror stories form other people who share electric. So at least I am not the only one out there that made this mistake.

*Follow up. We found a new place to live and decided to use a leasing agent (not to go through a home owner). We weighted the options and decided it was best to use someone that knew the renter laws. The more people we talked with the more and more we heard about how bad landlords can be here. Boy did we find out the hard way. My follow up advice is the same as above – GET EVERYTHING YOU CAN THINK OF IN WRITING! I can’t stress this enough.

Cost of utilities in Hawaii..

August29

When we first moved here we were renting a ohana and the utilities where included. We recently just moved into a small 2 bedroom house where they are not. Our first electric bill was a shocker considering we don’t have AC and the water heater is electric and solar.

Our bill was $300. Ouch… On the Big Island we pay .43¢ a Kwh. I looked at the national average it is .12¢ a Kwh. Hawaii has the most expensive electric in the nation. Basically, we are paying 4 times the national average for electricity. The reason for this is because Hawaii energy is created from petroleum that has be shipped in. Which I think is kind of sad considering some of the natural resources here: wind, solar, tidal and geothermal. I do know Hawaii is trying to become more green – I just wish that had start that before gas prices went through the roof.

I have taken $100 off our bill this last month. We bought a energy monitor that attaches to our electric meter and lets us know in real time our usage and it has turned out to be quite accurate. We now just use the solar to heat our water and so far it’s been fine. I also stopped using the oven and bought a large toaster oven and that has saved us because it seems to use half the power of the oven. I also have been really aware about how much laundry I do now – I make sure we have full full loads.

I do see that people on the island have propane stoves but you don’t see gas stoves or gas dryers. I am assuming this is because Hawaii does not have natural gases that can be tapped into. It does look like you can get propane – but I am not sure how difficult or expensive that is.

I can’t be much help on how much water is here. Our landlord pays the water bill but I have been told that water is also expensive here.

I now realize how much of a deal we really were getting when our utilities where included in the rent.

UPDATE: We just rented a new house and when I went to turn the electric on – since it is our first time doing this in Hawaii – they require a $400 deposit that they keep for a year and will give you 6% interest on. Just something to consider when you are moving here for the first time and you have to put the electric in your name.

The Positive’s of Living in Hawaii

February12

Since my last post was about why some people have only negative things to write about – I thought it was important to put some positives out there.

I can’t imagine a better place to raise my daughter. The environment alone is worth it to me. She is going to be raised with seeing turtle swimming in ocean and laying on the beach. She is going to think it is normal to see whales, dolphins, turtles, and mantarays. She is going to think that ocean water is warm and so amazing clear. She going see the earth grow as volcano produces more land. The list goes on. I think I was blown away from a post I read once – they were talking about Kona and said there is not much to do for children because there were no parks. My mouth just dropped open. How about taking your kid down the tidal pools and seeing all the cool stuff in them? The Big Island is one of the biggest playgrounds I have ever been to. (By the way – there are playground here – there is a really nice one just south of town).

People are friendly. I have read a lot that the locals are not friendly. At least here on the Big Island most people I meet are super nice and friendly. So I am not really sure why people say the locals are not friendly. Maybe they aren’t friendly to the locals. Remember the locals like to talk story – so talk story with them.

You can’t bet the beaches here. The sheer beauty you are surrounded by is amazing. The fact that on the Big Island there are 13 different micro- climates is amazing. You are living on a active volcano. Depending on what climate you prefer – you can probably find an area you like.

It’s not as expensive as people make it out to be – at least on the Big Island. I guess that is also relative to what you are use to. All I know is I would not be living 4 miles from the beach and have a 180 degree view of the ocean if I was living anywhere in California at this price. So the extra I pay at the pump and grocery store is still probably less then I would be paying  just in rent to live near the coast in Califonia.

The weather is amazing. We live at about 1300 feet and I have to say it is perfect. On average it stays in the 70s. Can’t beat that. Although I am from California and Arizona where they do not really have major season changes. So I don’t miss seeing the season change. I never lived where they really do.

Surfing. Do I need to say more?

Anyone else have some positive things to say about living in Hawaii? I am sure the list can go on and on…..

Why is there so much negative writing out there on moving to Hawaii??

February2

I had a comment asking this question. I actually asked this same question on a forum before we moved here but I didn’t really get any answers. I have a few ideas now and maybe in time I will find out if any of them are true.

1. People think they are moving to paradise and are let down. If this is the case, then no matter where they move – they will not be happy. To me paradise is a state of mind not a place. I believe location can help facilitate being happy but it can’t be the only thing that makes you happy.

2. Cost of living is high. I can see where some people might have a huge adjustment to make in the area. You aren’t going to live in as nice of house as you would if you were living somewhere on the mainland. For the most part almost everything cost more here (it’s called paradise tax :-) ). The one thing I have noticed here more then I have ever noticed anywhere else I have lived – there is a huge gap between the rich and poor here and it’s kind of in your face. If you aren’t ok with living with less and paying more for less – you aren’t going to be happy.

3. Can’t find work. Here’s thing about finding work on the island – if you come here thinking you can only do one thing then you probably will have a hard time finding work. If you are open to different things -  you probably can find something to get you by until something better comes along. What we hear over and over again is: it’s so hard to find reliable good workers. So if you are reliable and can show up to work even when the surf is amazing – you probably can find a job.

The issue with finding work here is most of the economy is generated from tourism. That is where most of the jobs are. Just like if you moved to the Silicon Valley – most of the jobs are tech jobs not hotel services or surf instructors.

One of things I would consider is starting some type of business instead of waiting for someone to employ you. There are a lot of things the Big Island is missing in services and if you can find your niche – you can probably do really well.

5. Missing friends and family. If you aren’t use to living away from family and friends you might have a hard time here. Something to seriously considering when thinking about moving here. If you have never lived that far way from your family and friends before – then I don’t suggest moving here. Let’s be realistic, it’s island and you are somewhat isolated.

6. Expecting permanent vacation. Maybe some people come here and have such a amazing vacation that they fall in love and want to move here thinking it will be just like their vacation.

Since I have no firm idea on this – does anyone have some?

Drop me a comment on some of the negative things you have read and I will tell you my experience.

Price of Groceries in Hawaii

January30

Price of groceries in Hawaii

I see a lot of people asking how much does milk or bread cost? Or how expensive are the basics are in Hawaii. Let me tell you: IT IS EXPENSIVE. At least if you are comparing it to shopping on the mainland.

In Kailua Kona there are 3 big grocery stores: Costco, Safeway, KTA and Pack and Save. Walmart, Kmart and Target also have a small grocery section. The grocery stores here have really made me realize how much I am a creature of habit. I was born and raised on the West coast and have shopped at Safeway all my life. I find myself still going to Safeway when I know it isn’t the cheapest option.

I did a little test at Safeway. I went online and did a order for delivery where I use to live – Tucson, AZ. The total was $53. I went to the store here and did the shop for what was exactly on my list. The total was $113. So basically, it was double. I noticed while shopping most things seems to be about $2 more on average. It does add up.

Costco is your friend in Hawaii. The basics like milk, cheese and bread I buy there. Costco prices seem to be almost the same as the mainland price. I pay $8 for 1.5 gallons of organic milk, $6 for 2 loafs of bread and a little over $6 for block of cheese.

You can save money shopping if you are willing to go to all the stores and shop what is on sale. I have noticed that if I am in one store and something seems really expensive then I will go to the other store and usually find it half off. My grocery shopping just takes me more time because I am usually going to three stores:  KTA, Costco, and Safeway.

In general what I have found is KTA has good prices on produce, Safeway prices on produce are really high. If you have a big enough family then Costco has the best price on everything. If you are buying packaged products I have found Safeway usually has the better price, especially if it’s on sale at club price. I must admit I only shopped at Pack and Save a few times. I haven’t found their prices to be any better then the other two and the selection isn’t the greatest.

I must mention there are farmers markets. I have only gone to two of them. I do plan on going to more of them. As of yet, I can really only tell you about the one downtown on Alii Dr. They have a decent selection but I don’t think it is the farmers selling their goods. I think it is more tourist oriented. The prices aren’t any better then KTA’s. Once I go to the other farmer markets I will write about them.

If you are trying to figure out how much you need to live in Hawaii, I would double your grocery bill from what it is now.

Using USPS as your shipper to Hawaii

January20
USPS for moving to Hawaii

United State Post Offce

For the most part I am happy that we used USPS for shipping our belongings. We ended up shipping a little over 40 boxes parcel post. It is definitely the cheapest way to go. If you base your cost on a average – it seem to me like it worked out to be about $1.00 a pound give or take. I also found it is well worth going down and buying the shipping labels and postage you can print yourself. It will save you so much time. The post office has free software to do this with. You can’t print parcel post labels and postage online at USPS. I used a normal scale I would weigh myself on and then I would hold the box and subtract the difference to calculate the weight. I didn’t have any problems with my postage amounts. Since everything was ready to go when I got to the post office – they just took it from me and I could go. If you don’t have the labels and postage already on there – they have to measure every box and weigh it themselves. Which is fine, I just liked being able to get in and out easily and not have people behind me get all upset that I shipping 20 boxes.

Before we got here I was able to go online and order a P.O. Box. I printed out the paper they sent me electronically and took it down to our local post office so they could verify my identity and then called the Post Office in Kailua Kona and they gave me a fax number to fax it to and the next day they call me with my box number. It was surprisingly easy.

When I looked online to see how long our boxes would take to get there parcel post the USPS website said 11 days. It was not 11 days. It was more like 4 weeks plus. I starting shipping our stuff at the beginning of December and we started getting some boxes in January. It is mid-January and I am waiting for 4 more boxes to come in.

Few tips about how to pack the boxes:

1. Buy new, heavy weight boxes. You cannot believe how beat up the boxes can get. I shipped a few older boxes that I had used before – they were barely holding my stuff in when I received them.

2. When you pack I would recommend smaller and lighter boxes over bigger and heavier ones. The bigger and heavier the box was the more beat it up seem to be when we got them. Even the smaller boxes that I packed but were heavy – got beat up. The boxes that I packed our glasses in – were fine. Perfect condition. I think it is all weight related with how beat up they get. Make them easy for the postal workers to carry.

3. Use a lot of paper or bubble wrap or styrofoam to pack your belongings.

4. Insure anything valuable. If it is really valuable – I would not send it through USPS. I did see one of the postal workers literally throw one of my boxes on the ground. Ouch.

5. Remember books, cds, papers can be shipped media mail and it is a LOT cheaper. Just make sure that you follow the guidelines of what you can ship media mail.

What I wish I had brought with me to Hawaii

January9

There are a few things that I wish I had done a little more research on before moving here. Since my husband got his job so quickly and we had less then a month to move I didn’t really have the time.

Here are the top 4 things I wish I had known:

1. You need a original copy of your social security card to get a driver license here. If you live on the Hilo side it is not such a big deal – you can go to the social security office and have them send you a new one. If you are in Kona you either have to drive to Hilo or you can wait until the 4th Wednesday of the month and go down to DMV and they have someone there that will take your paperwork and check your ID. Which is what I ended up doing.

2. There are NO national banks in Hawaii. They are all local. That $2.75 charge for not using your bank adds up quickly. *By national banks I am mean Chase, BofA, Wells Fargo, HSBC, etc…

UPDATE: If you are a Costco member – use their ATM. I have a Chase account and they do not charge any fees – but Chase does charge me so I am not getting hit twice! (not sure about any of the other national banks though)

3. If you have a child and want to enroll them in preschool or school they need two things: TB test and Student Health Record (form 14). Which might not seem like a big deal but at least in Kailua Kona – try finding a pediatrician who is taking new children. I called all 7 on this side of the island and I was able to find ONE that would take us. It’s not a insurance issue either. Even though I found one, they couldn’t see her for 6 weeks. So if you can, get your doctor at home to fill out the form before you leave. It will save you so much heartache. The TB test was pretty easy to get. The health department here does it every Monday and it is free.

4. If you are married and did not change your last name to his – bring your marriage license. They would not put me on my husbands insurance with out our marriage license – which was on a boat being shipped here and about 6 weeks out. They finally conceded and took our tax returns as proof of marriage.

I think the biggest thing I wish I had known was to bring my original social security card and the health form for my daughter to get into preschool.

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